Find The Best Medicare Plan For You

Let me help you find the perfect Medicare plan tailored to your healthcare needs and budget. Get expert guidance to ensure you make the best choice for your future.

Affordable Life Insurance

I can help you find affordable life insurance with no waiting periods and no medical exams. Secure coverage quickly and easily, giving you peace of mind.

Protecting Your Investments

Protect your investment with a fixed indexed annuity, ensuring growth without the risk of market losses. Enjoy financial security and stable returns.

Frequently Asked Questions

Common Questions Answered for your convenience.

Is there a waiting period for Life Insurance?

When coverage begins is based on your age and health. Most of the time I can find a product with a standard rating with day one coverage. Schedule a call with me to verify underwriting guidelines.

Who is eligible for a Medicare Advantage Plan?

Be eligible for Medicare. Be enrolled in both Medicare Part A (Hospital Insurance) and Part B (Medical Insurance)Live within the plan's service area, which is based on your county of residence. Pay the Medicare Part B premium. Not have End Stage Renal Disease (ESRD) at the time of enrollment 

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Do you offer Term Policies or Indexed Universal Life Policies?

Yes! I offer up to 30 year Term Policies, with Living Benefits. Also Universal Policies that are common for self-employed contractors, and this also has an option for a Long-Term Care Rider to protect your assets if you ever need Nursing Facilities or in Home Health Care.

Should I have my money in the market?

Having investments in the Money Market is perfectly fine when you have time to recover from losses in the stock market. When you are nearing retirement your funds need to be protected from losses.

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When can I enroll in Medicare?

Typically within 3 months of your 65th Birthday. Annual Enrollment Period for Medicare is October 15th through December 7th every year.

Can I keep my employer health insurance and enroll in Medicare Advantage Plan?

Yes, you can. You actually may want to drop your employer insurance and save some money. If you keep both, your Employer's plan will be billed first and then what is not covered will go to the secondary provider, i.e. Medicare. For more information schedule a consultation.

When can I change my Medicare Advantage Plan?

Typically October 15th through December 7th annually, or if you are already enrolled in a plan you can change that plan January through March.

If you are on Medicaid then you have more opportunities to change your plan throughout the year. Please feel free to contact me for more information.

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Can I keep my current doctor with a Medicare Advantage plan?

LPPOs - Preferred Provider Organization plans (PPOs) do not require you to choose one primary care physician. Instead, you can see any doctor or specialist you wish to. The services may cost more if you visit doctors outside of your plan.

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This e-book is designed to be your go-to resource as you approach this significant milestone in your life. Whether you’re just beginning to think about retirement or you’re already on the cusp of this new chapter, this guide aims to provide you with the information and tools you need to make informed decisions.